![106871838-1619028774115-gettyimages-1157409604-studentloans_BC_110_072319.jpeg](https://static.wixstatic.com/media/7dcf50_9a8ef229680b437f9ed7f9e5dfebd183~mv2.jpeg/v1/fill/w_732,h_486,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/106871838-1619028774115-gettyimages-1157409604-studentloans_BC_110_072319.jpeg)
Are legislative changes the way to go?
Addressing the student debt crisis requires a multifaceted approach, and legislative changes play a pivotal role in shaping the landscape of student debt in the United States. The current state of affairs, with a staggering $1.77 trillion in total student debt as published by Education Data Intiative, demands urgent and comprehensive legislative measures. The research highlights the severity of the crisis, emphasizing the need for the state of Florida to take proactive steps in alleviating the burden on its students. Legislation changes can serve as a potent tool in this endeavor, and awareness of existing and proposed policies is crucial.
Ron DeSantis, the governor of Florida, has initiated legislative efforts aimed at mitigating the student debt crisis, he mentions he has 'sympathy' for some student-loan borrowers. His 'Declaration of Economic Independence' proposes holding universities accountable for their students' ability to repay debt incurred during their education. This legislative approach seeks to address the root causes of rising student debt and holds institutions responsible for the financial well-being of their graduates.The approach not only provides insight into DeSantis' strategies but also underscores the importance of state-level interventions in tackling the crisis. This signals a promising initiative at the state level.
![1258352323.webp](https://static.wixstatic.com/media/7dcf50_e4641388a75740cfa93d7375cf4f5759~mv2.webp/v1/fill/w_421,h_281,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/1258352323.webp)
![107337287-1700584508716-gettyimages-1794498390-AFP_344A6RH.jpeg](https://static.wixstatic.com/media/7dcf50_b88c024e2e8c4ceabc318cab88d1299e~mv2.jpeg/v1/fill/w_600,h_338,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/107337287-1700584508716-gettyimages-1794498390-AFP_344A6RH.jpeg)
Meanwhile, at the national level, the Biden administration has implemented the SAVE (Saving on a Valuable Education) plan, focused on reducing monthly payments and long-term debt for borrowers. This income-driven plan is tailored to benefit lower- and middle-class students the most, providing relief to those below the poverty line. Additionally, state initiatives, like the $3 billion debt relief package in Florida, bring hope to thousands. Legislative efforts also extend to forgiveness programs, such as the Public Service Loan Forgiveness plan, aiming to relieve the financial burden on students through income-driven forgiveness after 120 monthly payments.
A critical aspect of tackling the crisis involves informing students about these legislative changes, empowering them to advocate for their rights and contribute to the ongoing dialogue for more flexible and student-friendly policies. This website aims to be a catalyst for change, providing students with insights into legislative developments, encouraging their involvement in advocacy, and ultimately fostering a conducive environment for tackling the student debt crisis.
What can you do to help out?
Legislative changes are one of the most effective ways to change the student debt landscape permanently, they offer a lasting and solid solution to a problem that has so far only gotten temporary fixes. There are multiple campaigns and programs that are being currently run in order to draft and pass various bills in the federal level that aim to do just that. Below are some of the resources that you can further find out about and even help out with. There are alot more resources and programs that have no been included in this, and hopefully you have been encouraged to find them and take change to heart.
A sweeping set of changes that are set to be introduced to help students with the debt crisis have been newly announced by the White House. This includes an increase in grants, helping middle class families with their debt and more forgiveness plans.
![220824142046-biden-student-loan-announcement-0824.jpg](https://static.wixstatic.com/media/7dcf50_2a84dd41a47e446281c430e5c04726e7~mv2.jpg/v1/fill/w_346,h_230,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/220824142046-biden-student-loan-announcement-0824.jpg)
The Higher Education Act was first bought around in 1965, to provide financial assistance to all Americans regardless of state. They have multiple initiatives you can support and learn more about.
![VZQ3VLG24ZBPLON2HUF3XI4IB4.webp](https://static.wixstatic.com/media/7dcf50_f43a8c41868d4adc8d31693cb0611ef2~mv2.webp/v1/fill/w_312,h_230,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/VZQ3VLG24ZBPLON2HUF3XI4IB4.webp)
The Center for American Progress is an advocacy and policy organization that aims to change many government bills and legislature, with them specifically pushing those on student debt. You find out more and vote for change on their website.
![cap_capaf.jpg](https://static.wixstatic.com/media/7dcf50_5f23d7e1f51248578797c244861bb0ec~mv2.jpg/v1/fill/w_375,h_140,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/cap_capaf.jpg)